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Archive for May, 2008

Not angry anymore

May 4th, 2008 at 06:41 pm

Since my last entry, Iíve had some financial obligation *dumped* on me by a family member (dad). No, I did not pay! I felt bad for a while, but it was for the best. I would rather feel guilty getting out of doing something I donít want to do, than hate myself (and the other person) while doing whatever it is I didnít want to do in the first place.

I kept his van here for 2 weeks. I spoke with my mom about the matter and she said that it was a crime to hide a car that is about to be repossessed. I was always on edge driving that thing. I was afraid Iíd get in an accident or get pulled over & I would have to show proof of insurance Ė because it had none! I canít believe someone just dumped this on me. He never even mailed me back the receipt Ė the agreement we both wrote up and signed, which told me that he never had any intentions of paying me back! I had to drive the car back to my grandparents where he had it towed.

In two weeks, I ended up using the money Ė money that would have been used to bail him out Ė to buy a vehicle of my own. Now all my financial stuff is separated from my parents. No one can take this away from me (unless I get behind on my payments). I already knew what kind of car I wanted and did all the research. I think I got a pretty good deal. I emailed all these local dealers for quotes, then I took the lowest one and took it to two more dealers. One was able to take the quote & minus $50 but they wouldnít budge on the APR (5.7%). So I took that quote to another dealer, they matched it and I got them to lower the APR to 4.9%.

Iíve had the car for almost 3 weeks now and Iím happy with it. If only I can get my insurance premiums down.

This weekend, I havenít spent any money except for dinner with friends Friday night which was like $4.50. Saturday day was my no drive day. I went jogging around the neighborhood and I even made it all the way to the beach! Atleast I got some sunshine and some color on me. Iím getting bored with the gym anyway Ė running on the treadmill, staring at the walls, clock, TV, etc. I should cancel this since thereís already a gym here in my apt complex.