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Archive for January, 2007

Start 1/20/07

January 20th, 2007 at 04:47 pm

This is my first entry. Goals for this year are as follows:

Pay off student loan. As of this date, I owe $5,330.97
Pay off any unsecured debt $3,445.94
Reduce spending (credit cards/living expenses)
Remain debt free
Build up savings account, as of this date $7372.03.
Need to start saving for a house.
Contribute max to 401K, as of this date $22,753.75

I've been doing little things here and there, like bringing my lunch to work and turning off all the lights. Last week I canceled my international long distance plan (b/c I won't be calling Canada anymore!) & chose a cheaper package for DirectTV. Also work a little bit of overtime here and there. Hopefully all these things will add up.

Long Term Goals:

Buy a house within 2 years. Have it paid off in less than 30 years.
Have atleast $10,000 in emergency savings.
Comfortable retirement, where I have more than enough money to live on.

“The journey of a thousand miles begins with one step.” [Lao Tzu]