Since we get an extra paycheck this January, decided to put $400 into savings rather than just $300. Last year, I was able to put in $600 a month, but now I've got car payments and braces. Braces should be coming off in a few months, they said.

On Christmas, I received $40 from my grandparents, that went into the pot. Then I deposited 2 survey checks - one for $50 and the other $10.

On 12/28, I was a bridesmaid at my friend's wedding and got a nice little windfall. I received $100 in a red envelope and $1 in another red envelope. So I just got paid for being a bridesmaid. Wasn't expecting that!

I have a feeling this will be a good year. I'll just continue everything I was doing before. I feel more focused. Maybe it's because of everything that's going on. Recession can be a good thing.