Since my last entry, I’ve had some financial obligation *dumped* on me by a family member (dad). No, I did not pay! I felt bad for a while, but it was for the best. I would rather feel guilty getting out of doing something I don’t want to do, than hate myself (and the other person) while doing whatever it is I didn’t want to do in the first place.

I kept his van here for 2 weeks. I spoke with my mom about the matter and she said that it was a crime to hide a car that is about to be repossessed. I was always on edge driving that thing. I was afraid I’d get in an accident or get pulled over & I would have to show proof of insurance – because it had none! I can’t believe someone just dumped this on me. He never even mailed me back the receipt – the agreement we both wrote up and signed, which told me that he never had any intentions of paying me back! I had to drive the car back to my grandparents where he had it towed.

In two weeks, I ended up using the money – money that would have been used to bail him out – to buy a vehicle of my own. Now all my financial stuff is separated from my parents. No one can take this away from me (unless I get behind on my payments). I already knew what kind of car I wanted and did all the research. I think I got a pretty good deal. I emailed all these local dealers for quotes, then I took the lowest one and took it to two more dealers. One was able to take the quote & minus $50 but they wouldn’t budge on the APR (5.7%). So I took that quote to another dealer, they matched it and I got them to lower the APR to 4.9%.

I’ve had the car for almost 3 weeks now and I’m happy with it. If only I can get my insurance premiums down.

This weekend, I haven’t spent any money except for dinner with friends Friday night which was like $4.50. Saturday day was my no drive day. I went jogging around the neighborhood and I even made it all the way to the beach! Atleast I got some sunshine and some color on me. I’m getting bored with the gym anyway – running on the treadmill, staring at the walls, clock, TV, etc. I should cancel this since there’s already a gym here in my apt complex.